CLAIMS INVESTIGATION: fG,PI,CIT,TPL

Fidelity Guarantee Claims Investigations
Uncovering the facts behind employee dishonesty & fraud losses
When trust is breached, evidence matters. Our forensic investigators specialize in Fidelity Guarantee claims — tracing misappropriation, verifying loss quantum, and supporting recovery while maintaining discretion and legal privilege.

Core Services:
Forensic Accounting – Reconstruct transactions, quantify stolen funds/stock, and identify concealment methods
Employee Interviews & Background Checks – Conducted in line with employment law and best practice
Document & Digital Review – Analyze records, CCTV, access logs, and IT systems for evidence trails
Policy Validation – Confirm scope of cover, discovery period, employee definitions, and breach of warranties
Recovery Support – Assist with civil recovery, criminal complaints, and asset tracing
Outcome-focused: Clear findings that enable fair settlement and deter future losses.
Professional Indemnity Claims Investigations
Independent analysis of alleged errors, omissions & negligence

Professional Indemnity claims;

hinge on duty, breach, and causation. We provide insurers and insureds with impartial technical review to determine if a professional standard was breached and what loss flows directly from it.

Core Services:
Technical Merit Review – Engage industry specialists to assess work product against professional standards
Causation & Loss Attribution – Separate covered professional failure from uncovered business risks
Document Discovery – Contract review, project files, correspondence, and regulatory compliance checks
Claimant Interview & Position Testing – Validate alleged losses and mitigation efforts
Litigation Support – Provide expert reports and witness preparation if matters escalate
Defensible conclusions that help reserve accurately, negotiate effectively, and resolve disputes.

Cash in Transit (CIT) Loss Investigations
Rapid response for armed robbery, theft & transit irregularities
CIT losses are high-risk and time-sensitive. Our team deploys immediately to secure evidence, coordinate with authorities, and establish whether loss triggers policy cover or contractual liability.
Core Services:
Immediate Scene Attendance – Preserve evidence, obtain CCTV, GPS logs, and witness statements
Procedural Compliance Audit – Review adherence to carrier SOPs, route plans, crew vetting, and security protocols
Quantum Verification – Reconcile sealed bags, manifest discrepancies, and cash counts

 

Third-Party Liability Assessment –

Examine contracts with CIT companies, banks, and retailers for recourse
Police & Regulatory Liaison – Work alongside law enforcement while protecting insurer’s interests
Fast, discreet action to clarify circumstances and maximize recovery potential.
Third Party Liability Claims Investigations
Establishing liability, quantum, and defense strategies for TPL exposures
From public liability to product liability, we investigate to determine legal liability, contributory negligence, and reasonable settlement value — before costs escalate.

Core Services:
Incident Reconstruction – Site visits, CCTV, witness interviews, and expert engineering input
Duty of Care Analysis – Review occupier, employer, and statutory obligations
Injury & Damage Validation – Medical records review, property damage assessment, and fraud indicators
Policy Trigger Confirmation – Occurrence wording, products vs completed operations, and exclusions review
Negotiation & Resolution Strategy – Provide evidence-based recommendations for repudiation, settlement, or defense
Protecting reputation and reserves through thorough, impartial investigation.

Our Investigation Advantage Across All Lines:
24/7 Mobilization – Critical evidence is perishable; we move fast
Multidisciplinary Teams – Forensic accountants, engineers, legal professionals, and former law enforcement
Chain of Custody – Evidence handled to evidential standards for civil or criminal proceedings
Confidential Reporting – Clear, objective findings with strategic recommendations
Global Reach, Local Insight – Investigators on the ground in key jurisdictions